Cards—physical, virtual, tokenized—are the foundation of embedded banking, but realizing your program’s full potential takes more than cards. Helix uses real-time data and controls to create personalized card experiences.
Fully customize physical cards for brand impact.
Issue and instantly fund virtual cards for immediate spending.
Provision into Apple Wallet, Google Pay, and Samsung Pay to create stickiness and drive revenue.
With real-time data, we help you create controls that personalize experiences—based on their criteria. When you empower people to reach their goals, you deepen connections and win loyalty.
A U.S.-based retail brand identifies a trend in fraudulent U.K. in-store purchases. It quickly restricts U.K. users at risk, without unnecessarily affecting others.
Florida parents open a minor account for a teenager spending the summer in Utah. They deposit a weekly allowance and restrict card use to Florida and Utah, limit monthly spending to $200, and prohibit all in-app purchases.
Non-executive-level employees traveling to New York are authorized to charge at food and beverage, hotel, and transportation merchants only, and only in New York. Executive employees are exempt from restrictions.
Be part of the transaction authorization decision. Use nuanced customer data to override rules, customize experience, and mitigate risk.
You identify a fraud trend at a retail location where a segment of users regularly makes purchases. You can decide if the transaction should be approved or denied without affecting the entire segment.
A direct deposit customer’s debit card transaction is declined because her balance is too low. You override and approve the transaction knowing she can cover the amount with her next deposit.
Choose the best option for your business with the confidence that you’re protected with baseline fraud rules and risk scoring at any service level.
Expert advice and support for data analysis and integration of your rules with Visa DPS.
Built for: Brands and fintechs that need external fraud management help
Direct access to the real-time Visa DPS risk application to manage your program.
Built for: Brands and fintechs with internal resources to manage fraud
Users easily manage disputes online for quick resolution and positive experience—powered by CentrixDTS.
CentrixDTS safeguards Reg E compliance by automating customer correspondence, alerts, and time-sensitive actions. You save time and resources while maintaining brand trust.
