Use real-time data to increase engagement with push notifications about events like early direct deposit or point-of-sale alerts.
Our In-Auth feature uses real-time data to empower you to override transaction decisioning based on the nuanced context you have about your user.
Enable real-time integration with third-party tools and technology like fraud engines and data platforms.
Use batch files for analysis across multiple systems, enabling data-driven logic for functions like automatic ATM rebates and card rewards.
Trend-based fraud monitoring—enhanced with machine learning—allows you to identify and stop fraud with user- or program-level controls.
Analyze usage—token status, balances, direct deposit—to understand program health and make changes to drive adoption, engagement, and revenue.
Turn raw data into business intelligence with analysis of:
Test the performance of a rewards campaign with a small segment. Analyze the behavior and transactions of the test group from reports, then use insights learned to refine and optimize a campaign to a larger segment.
Unique experiences take real-time data. Batch data alone falls short.
For a user saving for a first-home purchase, customized controls limit monthly restaurant spending to $400.
With real-time data, you know when she is within $25 of her limit.
With that real-time information, you send an alert through your app and ask if she wants to increase the limit.
She chooses to keep or raise the limit.
The experience increases engagement and builds loyalty because you’ve helped her get closer to her goals—on her terms.
Our two-tier model is designed to meet your needs, while always protecting you with baseline fraud rules and risk scoring.
Created for: Fintechs and brands that need external fraud support
Includes: Data analysis, fraud rules, and an expert to help you understand fraud trends and prevent fraud events
Created for: Fintechs and brands with internal resources to manage their own fraud experience, including data analysis and fraud rules
Includes: Direct, real-time access to Visa DPS’s robust risk application to manage your program
