Monetization Solutions

Knock down hurdles, drive up adoption

We have the tools to remove hurdles to user adoption. With easy setup for direct deposit and ways to maximize interchange revenue, you’ll quickly drive program profitability.


Direct deposit is the key to becoming the primary spending account for your users. ClickSWITCH makes switching easy.

  • Streamlines direct deposit setup with digital switching by API, robotic process automation (RPA), or manual form submission
  • Simplifies integration with a robust set of APIs
  • Empowers customers to switch in seconds

We’re trusted by some of the world’s largest banks and fintechs, including:

Axos Bank


Maximize revenue by making your card top-of-wallet for subscription and digital point-of-sale services with CardSwap’s:

  • Simple and quick setup
  • Growing network of supported services
Cardswap Chart: User enters card info and subscription login > Automatic testing of user's new payment method > Card info is distributed across selected subscription services > Your card is now top-of-wallet, earning interchange revenue for your program

CardSwap supports Amazon, Netflix, Hulu, Spotify, Pandora, Apple Music, Uber, Verizon, Loot Crate, Starbucks, Instacart, Blue Apron, Disney+, and others.

Biller Direct

Bill payment is one of the stickiest banking transactions, and that means more revenue opportunity for you. With Biller Direct, users can easily pay their bills with your card, in your app, on their terms.

  • A better payments experience with push notifications, insights on spending, and real-time payment
  • Higher card usage
  • Fast and simple implementation

Turn embedded banking
into a profitable business