Build differentiated banking products that scale

We make it easy to embed personalized financial experiences into your product.

Made for humans, by humans

We agonized over every bit of our API architecture so your teams don’t need to stitch together disparate systems to embed banking functionality. 

Created to differentiate

By giving you granular control over every aspect of your product, we’ve made it easy to differentiate your offering and personalize it to each user. 

Built for scale

Our technology, operations, and business model have been designed for scale and chosen by flagship companies. 

why helix

A modern,
cloud-native core for embedded finance

Our flexible platform allows you to build unique banking products that delight your users.

Case studies

Grow your ecosystem

Acorns Ecosystem

Investing, meet banking

Acorns used Helix to integrate banking into its ecosystem so users could autonomously manage their entire financial life, not just part of it.

Credit Karma Ecosystem

More retention

Credit Karma built an experience driving engagement and retention by helping end users spend and save more wisely.

Acorns Ecosystem

Investing, meet banking

Acorns used Helix to integrate banking into its ecosystem so users could autonomously manage their entire financial life, not just part of it.

Acorns Welcome Screen

Investing, meet banking

Acorns used Helix to integrate banking into its ecosystem so users could autonomously manage their entire financial life, not just part of it.

Gusto Home Page

Put your paycheck to work

Helix powers Gusto Wallet – a smart new way for employees to track, save, and access their hard-earned money.

Empower Home Page

Cash flow, managed

Empower used Helix to build the Empower Card: the only card users need that puts more cash into their pockets.

Building blocks

Scale for every aspect of your business

You have a vision for your products, your company, and your customers. It’s our job to help you realize it.

Technology

A platform that is proven to handle 10M+ users—without middleware so you can scale on demand.

Operations

Admin, program management support, and bank flexibility make it easy to operate your banking product, even if this is your team’s first time doing it.

Fraud

Managing fraud well is the secret to a profitable program. Our tools and expertise help you mitigate risk, automate disputes, and understand trends to stay a step ahead of fraudsters.

Business Model

With low upfront costs and a pricing model that’s aligned with your growth, we give you an economic edge over your competition so your business can thrive in the long run.

Testimonials

Take their
word
for it

Start something new

Banking as a Service is helping innovative companies create a more empathetic economy through unique, highly targeted products.